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Paybright

Buy now, pay monthly with PayBright

Spread the cost of a purchase over $499 into 3, 6 or 12 easy monthly payments
with interest rates as low as 0%1.

1 Subject to credit approval, available in-store only.

What is PayBright?

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers.

By completing an application in store or at home using Broadway Camera's prequalify now links, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use PayBright?

  • paybrightbadge-selectpbcheckout.png

    Prequalify before you buy

    Get your PayBright spending limit while you’re still shopping.

  • paybrightbadge-applyonline.png

    Quick and convenient

    During your purchase, just let Broadway Camera's staff know you would like apply for Paybright Payment Plan. Their staff will send you an application via text or email. Just enter a few details to get an instant decision and complete your purchase.

  • paybrightbadge-instantdecision.png

    Easy payments

    PayBright will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.

How do I use PayBright?

  1. paybrightbadge-easypayments-light.png Get set up

    Use your mobile phone number to set up your PayBright plan within 60 seconds.

  2. paybrightbadge-enjoypurchase.png

    Enjoy your purchase!

    Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

Frequently Asked Questions

PayBright is Canada’s leading installment payment provider. When you use PayBright to pay at Broadway Camera, you can split your purchase into easy, automatic monthly payments.

To use PayBright as your preferred payment choice at Broadway Camera's stores:

  1. Ask staff to send you an application via text or email for purchases between $499 and $15,000 (including taxes).
  2. Get set up: Use your mobile phone number to set up your PayBright plan within 60 seconds.
  3. Confirm your payment plan with PayBright. Broadway Camera will complete your purchase like any other purchase once they receive payment plan confirmation.
  4. Make 3, 6 or 12 monthly payments to PayBright while you enjoy your purchase.

If your retailer offers PayBright, but you don’t see it as a payment option, please see this helpful FAQ article on the PayBright help site.

Yes. You’ll need:

  • To be 18+ years old
  • To be a resident of Canada
  • A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
  • An SMS-capable Canadian phone number
  • Meet the minimum purchase amount required to use PayBright as a payment option at the store

If your purchase is eligible for monthly payments with PayBright, please let Broadway Camera's staff know that you wish to apply for Paybright Payment Plan. After providing your information you’ll be sent a one-time SMS application to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.

PayBright payment plans are available for orders from $499 to $15,000.

PayBright will help you set up convenient, pre-authorized payments via your bank account or a Canadian bank account, or a Visa/Mastercard credit/debit card.

PayBright currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Please refer to the payment plan agreement for all of your payment schedule information.

Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send us a message here .

To learn more about PayBright and credit checks, please read this helpful FAQ article on the PayBright help site.

For more information on interest or fees, please see this helpful article on the PayBright help site.

For more information on related fees, please see these helpful FAQ articles on the PayBright help site.

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.

For help with payment information, or if you haven’t received your PayBright email confirmation, please contact the PayBright team via their website .

Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5-10 business days to be reflected on your credit card statement.

Your login details to access your PayBright account are in the confirmation email sent to you when you first completed your transaction. Can’t find the details? Please contact the PayBright team.

Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form .

Please use an alternate payment method to complete your purchase.

For more information on late or NSF fees, please see this FAQ article on the PayBright help site..

No, you will not be charged. If you’ve already made a payment to PayBright and are owed a refund, this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the PayBright team through this contact form .

Purchases made using PayBright are subject to Broadway Camera’s standard return policy. Any returns will be processed by Broadway Camera, and your PayBright balance will be reduced, cancelled, or refunded accordingly. For information on returns, review Broadway Camera’s return policy here.

You can find them here .

For further information, please refer to PayBright’s FAQ page .